Budget and business

Give every dollar a job.

Kibble is a monthly budget that keeps you honest and finds your receipts in your email. Flip to Business and it runs your small-business books: invoices, time, expenses and taxes.

Download Kibble free  See what it does
Version 1.0.0 · 5.7 MB · Windows 10 / 11 · Free
Kibble
PersonalBusiness
Home
Inbox 5
Budget
Reports
Scheduled
Scenario
All Accounts
BUDGET$8,420.55
Checking$6,180.20
Savings$3,500.00
Credit card-$1,259.65
+ Add account● Synced

Budget

‹ Aug   SepOct 2026Nov ›
✦ Assign with AI
$1,240.00 Ready to Assign  ·  Income $6,200.00 · Assigned $4,960.00
CATEGORYASSIGNEDACTIVITYAVAILABLE
▾ Monthly Bills$2,070.00-$2,046.40$23.60
Rent$1,800.00-$1,800.00$0.00
Electricity$120.00-$96.40$23.60
Internet$70.00-$70.00$0.00
Phone$80.00-$80.00$0.00
▾ Everyday$950.00-$755.87$194.13
Groceries$600.00-$431.27$168.73
Dining out$200.00-$236.50-$36.50
Gas$150.00-$88.10$61.90
▾ Goals$700.00$0.00$6,650.00
Vacation$300.00$0.00$1,450.00
Emergency fund$400.00$0.00$5,200.00
✦ Kibble AI
Dining out is $36.50 over. Groceries has $168.73 left. Want me to cover it from there?
Fix it Not now
Ask Kibble...

What Kibble does

The highlights, in plain words.

💰Every dollar has a jobA monthly budget that shows exactly what's left in each category.
✨Kibble AIFills in your month from past spending and fixes overspending in one click.
📧Receipts from your emailFinds charges, refunds and deposits in Gmail. Nothing is added until you say so.
🔄Works with the web appYour budget syncs between your computer and your browser.
🧾Invoices that get paidProfessional PDF invoices, estimates and retainers, marked paid when the money arrives.
📈Taxes, handledQuarterly estimates, 1099s, home office and mileage, plus a year-end package.
⏱Time from ClockifyHours import every hour and land on the right client and project.
💼Personal and BusinessOne switch. Business money never mixes with your personal budget.

Invoices that chase themselves.

Build an invoice from tracked hours in seconds and email it as a PDF. Kibble drafts reminders at 5, 15 and 30 days late, and marks the invoice paid when the payment lands.

  • Estimates turn into invoices with one click
  • Monthly retainers draft on the 1st
  • Nothing is sent until you approve it
  • Numbering your way, terms like Net 30
Kibble
PersonalBusiness
Dashboard
Time
Invoices 2
Clients
Expenses
Taxes
Reports
Inbox 5
BUSINESS$12,640.00
Checking$11,890.00
Card-$750.00
+ Add account● Synced

Invoices

Invoices  ·  Estimates  ·  Retainers
+ New invoice
INV-0046
Pinecone Apps
$4,080
Draft
INV-0045
Harbor & Co
$2,400
Paid
INV-0044
Lakeside Clinic
$3,250
Sent
INV-0042
Bluebird Bakery
$1,600
15 days late
EST-0007
Maple Yoga
$1,950
Estimate
Fernway Design Co.
hello@fernway.example · Portland, OR
INVOICE
INV-0046 · Due Nov 25 · Net 30
Bill to
Pinecone Apps
ITEMAMOUNT
Website refresh, design · 18 h × $120$2,160.00
Prototype testing · 6 h × $120$720.00
October retainer$1,200.00
Total$4,080.00
Hours pulled from Clockify · Marked paid when the payment lands in Checking
Send by emailDownload PDF

Tax time without the shoebox.

Kibble tracks quarterly estimates for federal and state, flags 1099s both ways, and adds up home office and mileage deductions. At year end, download one ZIP for your accountant.

  • Quarterly payment reminders
  • 1099s you'll receive and need to file
  • Expenses sorted to Schedule C lines
  • Mileage at the current IRS rate
Kibble
PersonalBusiness
Dashboard
Time
Invoices 2
Clients
Expenses
Taxes
Reports
Inbox 5
BUSINESS$12,640.00
Checking$11,890.00
Card-$750.00
+ Add account● Synced

Taxes 2026

Estimates use your income so far and the rates in Settings.
⬇ Year-end ZIP for your accountant
Quarterly estimates Federal + Oregon
Q1 · due Apr 15$1,980 Paid
Q2 · due Jun 15$2,100 Paid
Q3 · due Sep 15$2,220 Paid
Q4 · due Jan 15$2,140 Due
1099s
Clients who should send you one3
Contractors you need to file for1
$2,000 threshold · file by Jan 31
Home office
200 sq ft · simplified method
$1,000 deduction
Mileage
1,240 miles × 72.5¢
$899.00 deduction

Built for your small business

Everything a freelancer or small shop needs to get paid and stay on top of the books.

Invoices and estimatesPDF invoices with your logo, estimates that convert in one click, and your own numbering.
Automatic remindersFriendly late-payment emails drafted at 5, 15 and 30 days, sent only after you approve.
Monthly retainersRetainer invoices draft on the 1st, and can send on their own if you choose.
Clients and projectsRates, planned hours and warnings when a project hits 80% or 100% of its budget.
Expenses and mileageImport bank and card statements (CSV or QFX), log trips, and skip duplicates automatically.
Bring your booksImport clients, invoices, time and expenses from QuickBooks, FreshBooks, Wave, Harvest, Toggl or a spreadsheet.

Your email does the data entry.

Kibble reads your receipts, bills, refunds and pay stubs, suggests a category, and warns about duplicates. You click Add.

  • Works with any Gmail address
  • Learns each store's category
  • Skipped emails are kept for a second look
Kibble
PersonalBusiness
Home
Inbox 5
Budget
Reports
Scheduled
Scenario
All Accounts
BUDGET$8,420.55
Checking$6,180.20
Savings$3,500.00
Credit card-$1,259.65
+ Add account● Synced

Inbox

5 new from your email. Nothing goes in your budget until you click Add.
↻ Check email
New 5  Skipped 14
Spotify
Your receipt from Spotify
-$11.99Oct 21
Subscriptions
Add
Blue Bottle Coffee
Thanks for your order
-$8.75Oct 21
Dining out
Add
Acme Payroll
Your pay stub is ready
+$3,100.00Oct 20
Ready to Assign
Add
Amazon
Refund issued for your order
+$24.99Oct 19
Household
Add
City Power & Light
Your October bill
-$96.40Oct 18
Electricity Possible duplicate
Add

A business dashboard that tells you what needs you.

See what's owed, what's paid, hours tracked and the next tax payment, plus late invoices and projects running over budget.

  • Late invoice reminders drafted for you
  • Projects warn at 80% of planned hours
  • Business money stays separate
Kibble
PersonalBusiness
Dashboard
Time
Invoices 2
Clients
Expenses
Taxes
Reports
Inbox 5
BUSINESS$12,640.00
Checking$11,890.00
Card-$750.00
+ Add account● Synced

Dashboard

Fernway Design Co. · October 2026
$4,850
Outstanding
$7,200
Paid this month
26.5 h
Tracked this week
$2,140
Tax due Jan 15
Needs you
INV-0042 · Bluebird Bakery · $1,600 · 15 days late. Reminder drafted.Review
Harbor & Co retainer invoice drafts on Nov 1.Open
Website refresh project is at 80% of planned hours.View
Recent invoices
INV-0045 · Harbor & Co$2,400 Paid
INV-0044 · Pinecone Apps$3,250 Sent

Questions, answered

Do I have to connect my bank?

No. Kibble never logs into your bank. Transactions come from your email receipts, quick manual entry, or statement files for your business.

Can I use Kibble just for my business?

Yes. Setup asks whether Kibble is for Personal, Business or Both, and you can change it later.

Does Kibble file my taxes?

No. It estimates quarterly taxes, tracks 1099s and deductions, and packs a year-end ZIP for your accountant.

How does Kibble read my email?

With a Gmail app password stored in Windows' secure storage. Nothing goes into your budget until you click Add.

Does it work with the web app?

Yes. Kibble keeps your budget on your computer and can sync it with the web app, so both show the same numbers.

🔒
Private by default

Your budget is saved on your computer and syncs only to your own Kibble account. Email passwords are kept in Windows' built-in secure storage.

Ready to try Kibble?

Free for now. Windows 10 and 11.

⬇ Download Kibble